Social Security Calculator

Free online social security and housing fund calculation tool, support Beijing, Shanghai, Guangzhou, Shenzhen cities, auto calculate pension, medical, unemployment, housing fund personal and employer contributions.

Features

1. Multi-city Support

Support major cities' social security contribution rates:

• Beijing: Pension 8%, Medical 2%, Unemployment 0.5%, Housing 12%
• Shanghai: Pension 8%, Medical 2%, Unemployment 0.5%, Housing 7%
• Guangzhou: Pension 8%, Medical 2%, Unemployment 0.2%, Housing 12%
• Shenzhen: Pension 8%, Medical 2%, Unemployment 0.5%, Housing 5%
• Custom: Freely adjust contribution rates

2. Social Security Base Auto Adjustment

• Below minimum uses minimum
• Above maximum uses maximum
• Automatically adapt to each city's base range

3. Personal Contribution Calculation

Social security deducted from salary:

• Pension: Personal 8%
• Medical: Personal 2%
• Unemployment: Personal 0.2%-0.5%
• Housing Fund: Personal 5%-12%

4. Employer Contribution Calculation

Social security paid by employer:

• Pension: Employer 16%
• Medical: Employer 10%
• Unemployment: Employer 0.5%
• Housing Fund: Employer 5%-12%
• Work Injury: Fully paid by employer
• Maternity: Fully paid by employer

5. Detailed Calculation Results

• Personal contribution total
• Employer contribution total
• Total social security
• Take-home salary

How to Use

1. Select your city
2. Enter pre-tax salary base
3. View adjusted social security base
4. View personal contribution details
5. View employer contribution details
6. Click "Copy Results" to save

Use Cases

• Salary Accounting: Calculate employee social security deductions
• Job Comparison: Compare social security from different company offers
• Social Security Planning: Understand social security contribution situation
• Job Hopping Calculation: Calculate actual income from new job

FAQ

What is social security base?

Social security base is the salary base for contributing social security, generally your actual salary, but has upper and lower limits.

Can I adjust housing fund rate?

Yes, in custom mode you can adjust contribution rates, but actual rates subject to company regulations.

Why are there upper and lower limits?

Local social security bureau requires social security base to be within a certain range. Above maximum uses maximum, below minimum uses minimum.

What does "5 risks 1 fund" include?

5 Risks: Pension, Medical, Unemployment, Work Injury, Maternity 1 Fund: Housing Fund